Here is the recording for the 2026 Treasurers Together video (from the Thursday session).[\/vc_column_text][vc_row_inner column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” text_align=”left” row_position=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” pointer_events=”all” css=”.vc_custom_1773020180736{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;border-radius: 1px !important;border-color: #005B7D !important;}”][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” overflow=”visible” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_raw_html css=””]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[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” top_padding=”0″ text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” row_position_desktop=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” class=”together” id=”together” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text css=”.vc_custom_1772077197144{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-bottom: 0px !important;}” text_direction=”default”]This free session was intended to educate\/refresh Treasurers (and other interested parties, including members of church councils) about the various tasks Treasurers are responsible for. It also explores the relationship between Treasurers\/employers and GSI. Watching it is a great way to get to know Barb (in her Executive Director role) and Shelley better.<\/p>\n
Long-term disability benefit payments are taxable to the employee because the employer pays the premiums.[\/vc_column_text][\/toggle][toggle color=”Default” heading_tag=”default” heading_tag_functionality=”default” title=”What is the employer\u2019s role after the employee goes to LTD?”][vc_column_text css=”.vc_custom_1773154974983{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-bottom: 0px !important;}” text_direction=”default”]When a member is on long term disability (LTD), in addition to 65% salary, the employee receives 15% pension. The 15% pension contribution, based on pre-leave salary, is paid by the carrier to GSI and put to the member\u2019s pension account.<\/p>\n
The premiums for life insurance, dependent life insurance, and accidental death and dismemberment insurance are waived by the carrier when the member is approved for long-term disability.<\/p>\n
When a member is approved for LTD, the employer no longer pays their salary or for their benefits and pension.[\/vc_column_text][\/toggle][\/toggles][\/vc_column_inner][\/vc_row_inner][vc_custom_heading text=”PENSION” font_container=”tag:h3|text_align:left” google_fonts=”font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1773020246599{margin-top: 0px !important;border-top-width: 0px !important;padding-top: 0px !important;}”][toggles style=”default” border_radius=”none”][toggle color=”Default” heading_tag=”default” heading_tag_functionality=”default” title=”Is the pension defined benefit or is it a defined benefit registered retirement savings?”][vc_column_text css=”” text_direction=”default”]The ELCIC Pension Plan is a defined contribution pension plan (DC), which means that the Plan requires a specific contribution amount to be saved for retirement each month. Those savings accumulate in the individual account. The employer portion is immediately vested, that is, immediately available to the employee.[\/vc_column_text][\/toggle][toggle color=”Default” heading_tag=”default” heading_tag_functionality=”default” title=”Why do you not administer a RRIF when employee turns 71?”][vc_column_text css=”” text_direction=”default”]In DC pension plans, a member is required to transfer their accumulated pension funds to a financial institution. GSI provides the member with available options to directly transfer their funds out of the plan to a financial institution.[\/vc_column_text][\/toggle][toggle color=”Default” heading_tag=”default” heading_tag_functionality=”default” title=”Has there ever been consideration of amalgamating the pension\/benefits plan with the Anglican Church of Canada in order to create a larger pool of employees?”][vc_column_text css=”” text_direction=”default”]Pension plans do not amalgamate. GSI has engaged consultants to look at various other pension plans including Anglican Church of Canada and it was determined the ELCIC Pension Plan is well managed and provides a good pension for all its members.[\/vc_column_text][\/toggle][\/toggles][vc_custom_heading text=”SICK LEAVE & PERSONAL DAYS” font_container=”tag:h3|text_align:left” google_fonts=”font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal” css=””][toggles style=”default” border_radius=”none”][toggle color=”Default” heading_tag=”default” heading_tag_functionality=”default” title=”Calculating sick leave carry-over”][vc_column_text css=”” text_direction=”default”]Scenario<\/strong> GSI does reporting to the bishops on usage of the CEP program.<\/p>\n There are no consequences if not completed; this is for PCLM to determine.[\/vc_column_text][\/toggle][\/toggles][toggles style=”default” border_radius=”none”][toggle color=”Default” heading_tag=”default” heading_tag_functionality=”default” title=”Is the 90 hours during paid time?”][vc_column_text css=”” text_direction=”default”]Section 2.5 of the CEP policy states: Note: Accumulated study leave cannot be used at the end of employment.[\/vc_column_text][\/toggle][\/toggles][vc_custom_heading text=”COMPENSATION & HOUSING” font_container=”tag:h3|text_align:left” google_fonts=”font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal” css=””][toggles style=”default” border_radius=”none”][toggle color=”Default” heading_tag=”default” heading_tag_functionality=”default” title=”Are utilities included in the housing allowance?”][vc_column_text css=”” text_direction=”default”]No, we do not include utilities in the salary calculation for pension and benefits.[\/vc_column_text][\/toggle][\/toggles][vc_custom_heading text=”TAXATION & PAYROLL (T4, T4A, CPP, TAXABLE BENEFITS)” font_container=”tag:h3|text_align:left” google_fonts=”font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal” css=””][toggles style=”default” border_radius=”none”][toggle color=”Default” heading_tag=”default” heading_tag_functionality=”default” title=”What do you mean by taxable benefits?”][vc_column_text css=”” text_direction=”default”]Taxable benefits are a good, service or allowance provided by an employer that offers a personal advantage or measurable monetary value to an employee. The benefits provided by GSI that are taxable are: employee life insurance premiums, accidental death and dismemberment premiums, and dependent life insurance premiums.[\/vc_column_text][\/toggle][\/toggles][toggles style=”default” border_radius=”none”][toggle color=”Default” heading_tag=”default” heading_tag_functionality=”default” title=”What is the benefit of a Clergy Residence Deduction?”][vc_column_text css=”” text_direction=”default”]The Clergy Residence Deduction allows eligible clergy to deduct housing costs from taxable income if they meet the requirements set out by CRA.[\/vc_column_text][\/toggle][toggle color=”Default” heading_tag=”default” heading_tag_functionality=”default” title=”If there is a discrepancy in the Employer Receipt sent from GSI and what the church paid, which should be used for T4?”][vc_column_text css=”” text_direction=”default”]The employer should contact GSI so we may work together to determine why there is a discrepancy.[\/vc_column_text][\/toggle][toggle color=”Default” heading_tag=”default” heading_tag_functionality=”default” title=”Do you have to produce a T4A for paid organist and bookkeepers?”][vc_column_text css=”” text_direction=”default”]If all the following conditions are met, a T4A is required:<\/p>\n Generally, if you pay a fee to a person to provide a service outside of an employment relationship, you need to fill out a T4A slip.[\/vc_column_text][\/toggle][toggle color=”Default” heading_tag=”default” heading_tag_functionality=”default” title=”Looking at the budget worksheet for CPP, how can I calculate this number?”][vc_column_text css=”” text_direction=”default”]You may use the CRA payroll deductions online calculator for statutory deduction calculations.[\/vc_column_text][\/toggle][\/toggles][vc_custom_heading text=”ELIGIBILITY (FULL-TIME \/ PART-TIME \/ CONTRACT)” font_container=”tag:h3|text_align:left” google_fonts=”font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal” css=””][toggles style=”default” border_radius=”none”][toggle color=”Default” heading_tag=”default” heading_tag_functionality=”default” title=”Are all calculations based on full-time employment?”][vc_column_text css=”” text_direction=”default”]Eligibility for pension and benefits is not determined by full- or part-time status. Eligibility is based on meeting 25% yearly maximum pensionable earnings (YMPE), which changes each year. If you have questions about whether or not a part-time employee is eligible for benefits, please reach out to our office.[\/vc_column_text][\/toggle][toggle color=”Default” heading_tag=”default” heading_tag_functionality=”default” title=”Are contract workers (like music director) not eligible for pension and benefits?”][vc_column_text css=”” text_direction=”default”]Contractors are not entitled to ELCIC pension and benefit plans. CRA guidelines should be looked at to determine whether your hired person is an employee or a contractor.[\/vc_column_text][\/toggle][toggle color=”Default” heading_tag=”default” heading_tag_functionality=”default” title=”Would a supply pastor be considered a contractor?”][vc_column_text css=”” text_direction=”default”]Supply pastors are not generally considered a contractor.[\/vc_column_text][\/toggle][\/toggles][vc_custom_heading text=”ADMINISTRATION & RESOURCES” font_container=”tag:h3|text_align:left” google_fonts=”font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal” css=””][toggles style=”default” border_radius=”none”][toggle color=”Default” heading_tag=”default” heading_tag_functionality=”default” title=”Does GSI offer suggestions on how to track sick days and vacation days?”][vc_column_text css=”” text_direction=”default”]Is there a time tracking app or software method that GSI would recommend?<\/p>\n
\nYear 1<\/strong> No sick days taken, carry-over of 18 sick days approved.
\nYear 2<\/strong>: Does employee have 18+18 = 36 sick days PLUS 2 personal days?
\nUp to 10 sick days may be carried over from year to year, allowing for up to 28 days of sick time. If you use less than 10 sick days in year 1, you may use up to 2 days of sick time as personal time in year 2. These personal days reduce your sick time entitlement.[\/vc_column_text][\/toggle][toggle color=”Default” heading_tag=”default” heading_tag_functionality=”default” title=”Is the 28 carry over on top of the 18 to get a total of 46?”][vc_column_text css=”” text_direction=”default”]No, there is a maximum of 10 days of sick time carried over from year 1 to year 2, so the maximum sick days in a year is 28.[\/vc_column_text][\/toggle][\/toggles][vc_custom_heading text=”VACATION” font_container=”tag:h3|text_align:left” google_fonts=”font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal” css=””][toggles style=”default” border_radius=”none”][toggle color=”Default” heading_tag=”default” heading_tag_functionality=”default” title=”How many weeks\u2019 vacation for part-time?”][vc_column_text css=”” text_direction=”default”]The harmonized National Guidelines can be found on our website<\/a>.[\/vc_column_text][\/toggle][\/toggles][vc_custom_heading text=”CONTINUING EDUCATION (CEP)” font_container=”tag:h3|text_align:left” google_fonts=”font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal” css=””][toggles style=”default” border_radius=”none”][toggle color=”Default” heading_tag=”default” heading_tag_functionality=”default” title=”For the 90 hours of CEP, is that a requirement? Does GSI monitor compliance?”][vc_column_text css=”” text_direction=”default”]Section 2.6a of the CEP policy states: \u201cMembers are expected to engage in at least 90 hours of continuing education over each three-year period.\u201d<\/p>\n
\n\u201cThe time required to undertake an educational event should be provided with pay on a reasonable basis. The following serves as guidance:<\/p>\n\n
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